The best American health insurance is a one-way plane ticket. My annual health insurance premium in Latvia: 300 euros ($353). Latvian healthcare costs:

MRI: 205 euros (130 covered by insurance)

X-ray: 18 euros (100% covered)

Dr. visit and cortisone shot at private sports medicine clinic: 30.00 (100% covered)

Physiotherapy sessions of 40-60 minutes: 9-24 euros (60-100% covered)

Cataract surgery: 1800.00 (45% covered)

Appendicitis surgery + 1 week in hospital: 1100.00 (875.00 covered by insurance)

Rotator cuff surgery: 1100.00 (80% covered)

Telemedicine Dr visit: 40.00 (30.00 covered). This orthopedist is a surgeon who just told me I don't need anterior hip replacement surgery for FAI (Femoral Acetabular Impingement of the hip). Imagine an American surgeon with a hammer telling you your problem is not a nail that needs his hammer.

Knee surgery: 650 euros (70% covered)

I'm 66 and never, ever postpone healthcare due to cost.

American healthcare is socialism with no planning and capitalism with no free market--the worst of both. The only cure is a plane ticket.